We have a lot of questions, which you may or may not have the answers to because of your busy daily schedule.

·        Do you have RRSP's?

·        Have you assured yourself of sufficient funding to maintain your lifestyle once you reach retirement? 

·        Have you planned on any annuities? 

·        Are you close to retirement when conversion of your RRSP's to annuities becomes mandatory?

·        Have you provided for yourself and/or your spouse for Disability Senior Residence or Home Care in the event that either or both of you become unable to take care of yourselves for normal every day personal care, meal preparation, limited mobility?

·        Do you have investments, somewhere, and really don’t know how you stand, except at the end of the year when you get your portfolio statement?

·        Would you like to do something about any of this?

We realize that most people have all these thoughts and concerns somewhere in the back of their mind and unless someone comes along to spark the thoughts, they regress before any action can be taken. Although we all feel that nothing can ever happen to us, we do need to take the responsibility to provide for any eventuality for the future.

We can provide you with personalized services and evaluations to help you review and decide the what, how, when and where.  The question is who can you turn to?

If you will allow us the opportunity to sit down and discuss any or all of these issues with you, and perhaps allow us to give you some insight into the direction which is appropriate for YOU and your lifestyle requirements, we would be most pleased to do so.

Our services include the authorized and licensed evaluation and sale of insurance financial instruments to help you achieve your goals and maintain your standards – geared to what is BEST FOR YOU!

We provide administrative services for your portfolio, so that you know exactly what’s what and what’s happening, in a professional manner, and also prepare all the detailed reports needed for your tax returns, but in a way that you can see at a glance how your individual investments are performing for you. This is done on a monthly basis, so that you can make decisions at appropriate times.  Our markets are very volatile – and you should have all this information at your fingertips.

As stated in our “About Us” page, we are independent, we do not WORK FOR any Insurance Company, therefore, when we suggest, propose, offer information, it is based on research which we have done which is in YOUR best interest.

Why not write to us or give us a call?  We will be pleased to meet with you and provide you with a one hour Consultation.  Any and all information which you provide will be treated with the greatest of respect and confidentiality.